Paypal.com – Your Safest Bank Account Online

Yes, Paypal is my new pal these days as well as my account keeper online.

I use it to receive payments from the programs that I participate in to earn money.   Most of them use Pay Pal™ to pay me! It’s fast, easy and safe to use. They have it set up where you can send money, transfer money or pay your bills, and you can do it all online if you choose to do so via email.

The transactions take about 3 to 5 days as opposed to waiting on a check in the mail for up to 60 days. The site is secured and easy to move around.

Youcan have several email address under the main email address given. This gives you the opportunity to set up your spouse’s checking account or a credit card if it is different than yours.

All I had to do was set up my email address with them, my bank information (account number and routing number of the account,) along with my address and telephone number.   In about a week, Pay Pal would deposit into my checking account an amount from .50 cent up to .99 cent. 

There were two deposits of this amount. I then had to verify with my bank that the deposits were there. Then I verified with Pay Pal that the deposit was received. I was then ready to use their services.   And that was all there was to it in setting up my account with Pay Pal™. Really easy!

Different accounts are available.

Personal Accounts

You can send and receive money for free. They offer up to a $100.00 a month limit for receiving credit card payments. You also can upgrade to a Premier account at any time. Email based customer service available. every single account is insured up to $100,000 for unauthorized uses and/or purchases. this is provided from SafeWeb® Insurance via Travelers Insurance.

Premier Account

You can send money for free however receiving payments will cost you a percentage of the amount plus a service charge and is under .50 cents. The amounts vary depending on the amount being received. They also offer merchant rates, which are slightly higher. No limit on receiving credit-card payments.

Exclusive 24 hour a day and 7 days a week customer service hot line. There are special tools for sellers, however, I don’t have the Premier account, and so I don’t know what those are. There is also an ATM debit card for select users.

Business Account

Same as Premier, but can do business under a corporate or group name.
You will need to read the about the various in detail to see which one may work for you. I only have the personal account.

Pay Pal offers other services in addition to the above such as mobile phone service, money market, shop anywhere, mass pay and various others. You can obtain information about these services on their main page.

For me Pay Pal is convenient and easy. It is a secured site, and compared to some of the other online sites that offer this type of service, I feel Pay Pal is the best, and best cost for my budget. FREE! I only use it to receive money from online accounts I click and search for and to then send that payment to my checking account.

With the entire world wanting to help out in so many ways since the Terrorist Attack on our Country, you can use your Pay Palâ„¢ account to send money.

If you don’t have an account, consider getting one today. And remember as always, there are a lot of places on Intranet to consider doing business with. Check around for the best one for you and your needs. Also check with your local Better Business Bureau first.